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Flexible, robust, and customized serviced apartment finance solutions for investors, developers and homeowners. UK-wide serviced accommodation, Airbnb and holiday let loans.


Independent & Full Market Broke:

We have access to all HMO Lenders to ensure you get the right deal for you.


Fair Valuation, High LTV:

Working closely with the lenders, we make sure that your HMO project is valued fairly.


We Know What It Takes to Succeed:

We provide you access to the most diverse, UK-wide panel of Lenders so that you are matched with the most suitable Lender.


Most Affordable & Customized HMO Mortgages:

• HMO mortgages structured around your requirements.
• Lowest interest rates on HMO loans.
• High LTV multi-let mortgages.
• Competitive and fair valuations.
• Access to all HMO lenders.
• Quick decisions.
• Swift transfer of funds.
• Unrivalled customer service.
• Free quotes, no upfront fees, no hidden charges.


Don’t Let Your HMO Project Lose Momentum:

The success of most HMO projects depends upon the swift availability of capital when needed. Banks and conventional high-street lenders aren’t usually too keen on financing HMOs, usually due to the simple fact that they aren’t familiar with this niche of the industry. That’s where an experienced, renowned and reliable independent mortgage broker like Cognis Capital Partners is an asset to your team. Being among the pioneers of HMO mortgage brokerage services in the UK, we leave no stone unturned to match you with a responsible lender.


Your HMO Mortgage Customized for you:

Unlike other HMO mortgage brokers who just push ready-made HMO financial packages onto their customers, we make sure that each and every multi-let mortgage broker we offer is structured around the exact project-specific requirements. With our HMO mortgage brokerage services, you’ll never be stuck with an HMO mortgage that isn’t suitable for you. Trusted by hundreds of HMO Developers and landlords just like yourself, our HMO Mortgage Broker service has consistently ranked amongst the top whole or market mortgage brokers in the UK.


We Remove the Hassle:

Securing a direct HMO Mortgage (build-to-let-mortgage, buy-to-let mortgage or conversion mortgage) from a lender can be a daunting, if not impossible task. But when you engage us to broker the HMO mortgage for you, we make sure that none of the hassle heads your way. From dealing with all the paperwork to ensuring the swift transfer of funds to your account, our HMO experts work tirelessly on multiple fronts so that the trust you invest in justified.